Terms and Conditions

PLEASE READ THE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THE SAFRA NATIONAL BANK OF NEW YORK (“Safra”) SAFRALINK SITE AND ANY PAGES THEREOF, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, DO NOT ACCESS THIS SITE, OR ANY PAGES THEREOF.

USE OF SAFRALINK SERVICES
The SafraLink Services will only become available to you after you provide your correct passcode (“Code”) when you sign-on to the site. By opening an account and/or sign-on to this Web Site and any page thereof, you acknowledge that you have received, have reviewed, understand and agree with the current General Terms and Conditions * and Fee Schedule * that govern your account(s). You further acknowledge that Safra may modify these terms and fees at any time.

NO WARRANTY
You agree and understand that your use of the SafraLink Services are at your sole risk and that all services and all information, products and content included in or accessible through the SafraLink System are provided on an “AS IS,” “AS AVAILABLE” basis.

You acknowledge and agree that Safra makes NO WARRANTY that the SafraLink Services will be uninterrupted, timely, secure or error-free. You further acknowledge and agree that Safra makes NO WARRANTY of any kind, implied, express or otherwise, including but not limited to non-infringement of third party rights, title, merchantability, fitness for a particular use, and freedom from computer virus.

LIMITATION OF LIABILITY
You agree and understand that the Safra shall not be liable for any damages, including, without limitation, direct, incidental, consequential or other damages, losses or expenses arising out of or related to any access to or use of the SafraLink Services or your inability to use or access the SafraLink Services, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Safra or its representatives knew of the possibility of such damages, losses or expenses.

You agree and understand that, in the event that the SafraLink Services fail or are otherwise unaccessible or interrupted, your data may be lost or destroyed. Any transaction(s) or service(s) you or your authorized representative may have initiated, were in the process of completing or completed shortly before such failure or interruption should be verified by you through means other than the internet to ensure the accuracy and completeness of such transaction(s). You and your authorized representative assume the risk of loss of your data during any such failure or interruption.

USE OF INFORMATION AND MATERIALS
The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject to change. Unauthorized use of Safra's websites and systems including but not limited to unauthorized entry into Safra's systems, misuse of passwords, or misuse of any information posted on a site is strictly prohibited.

Visitors to the website of Safra will remain anonymous. We do not collect personal identifying information about visitors to our site.

Our servers collect standard non-identifying information about visits to the site such as date and time visited, IP address, city, state, and country. This information is used to compile standard statistics on site usage. If you have provided personal identifying information via email (such as name and address), the information will only be used to communicate with you to handle your request. It is not sold or transferred to other parties.

Safra National Bank of New York is committed to protecting your privacy. Written complaints about this site should be directed by mail to Compliance Department, 546 Fifth Avenue New York NY 10036 or Faxed to +1 (212) 704-9397

FDIC INSURANCE
Safra is a member of the Federal Deposit Insurance Corporation (“FDIC”) and your account is insured up to the applicable FDIC limits.

Only cash accounts and Certificate of Deposit accounts (excluding IBF products and sweep accounts) are insured by the Federal Deposit Insurance Corporation.

Non-Deposit products (including but limited to, insurance products, annuities, mutual funds, and securities) are not bank deposits or FDIC insured, are not obligations or guaranteed by the bank, are not insured by Federal Governmental agencies, and are subject to investment risks, including possible loss of principal amount invested.

GOVERNING LAW
You agree that the use of this site shall be governed by all applicable federal and state laws.

Copyright in the pages and in the screens displaying the pages, and in the information and material therein and in their arrangement, is owned by Safra unless otherwise indicated.

* The General Terms and Conditions and Fee Schedule are available in the Documents section of SafraLink, under Forms and Agreements.

These forms are provided in Adobe Acrobat PDF format. If you do not have Adobe Acrobat installed, you may download the free Adobe Acrobat Reader directly from Adobe at http://get.adobe.com/reader If you experience difficulty accessing the Terms and Conditions, please contact your account officer or SafraLink customer service.